Is your money still funny? Make 2015 the year you ~really~ laugh all the way to the bank.
Jenny Chang / Via BuzzFeed
In 2014, we learned that money is a subject many young adults are still trying to master.
The good news — no matter your income or starting balance — is we have 365 days to get it right, or at least try to do better than last year. Becoming financially fit is "definitely attainable," Certified Financial Educator Tonya Rapley told BuzzFeed Life. Rapley managed to raise her credit score by 130 points in a year (and some change.) And she did it as a twentysomething living in uber-expensive NYC.
Now she's author of the blog My Fab Finance. Who better to offer some advice to fellow young adults? Here are nine simple tips to implement if you really want your wallet and credit to be in better shape come 2016.
Jenny Chang / Via BuzzFeed
Most people don't make poor financial decisions for lack of knowledge, Rapley said, but because of poor behaviors. So look for both the positives and negatives over the past year. Maybe there are some practices you started that you need to keep up! And maybe there are some teeny tiny things you did that hurt your bank account more than you anticipated.
Try using a site like Mint.com (a popular one for young adults thanks to its handy smartphone app), which will track your spending and show you where your money ~actually~ goes. It may surprise you to see how much you really spend on Seamless and Uber. Take financial inventory.
